ASHEVILLE, North Carolina, July 18– The U.S. Lawyer for the Western District of North Carolina, R. Andrew Murray, released the following news release on July 17: U. S. District Judge Martin Reidinger sentenced Ginger Lynn Cunningham, 39, formerly of Hendersonville and currently living in Brevard, to 14 months in jail yesterday, for selling fake title insurance coverage, announced Andrew Murray, U.S. Lawyer for the Western District of North Carolina. In addition to the jail term imposed, Cunningham was purchased to serve three years under court supervision and to pay$412,344 as restitution. According to details included in submitted court files and presented in court during Cunningham’s sentencing hearing, Cunningham owned and operated Blue Ridge Title Company, an independent title insurance coverage company situated in Buncombe County. Beginning in February 2015, Cunningham became an authorized independent agent for Commonwealth Land Title Insurance Company (Commonwealth). As an authorized representative, Cunningham’s title firm sold title insurance coverage financed by Commonwealth and gathered premium payments throughout property closings. Under the arrangement with Commonwealth, Cunningham’s Blue Ridge Title Business would keep 80%of the premium payments, and the staying 20%would be sent to Commonwealth. On or about March 21, 2016, Commonwealth ended their agreement with Blue Ridge Title Business, since Cunningham stopped working to send superior payments as required to Commonwealth. At the time of termination, Blue Ridge Title Business owed Commonwealth in excess of $25,000 in exceptional payments. According to court files, from March 2016 until October 2017, Cunningham continued to represent herself and Blue Ridge Title Company to be an independent agent of Commonwealth, despite understanding that she no longer had any relationship with Commonwealth, and continued to sell fictitious title insurance coverage and gather superior payments. The purchasers of these bogus title insurance coverage did not understand that they were not underwritten by any insurance coverage provider, and therefore had no value.